{
  "profile_name": "fintech",
  "version": "1.0.0",
  "description": "Banking / Financial Technology Domain Profile (Spec Section 2.3A)",
  "extends": "standard",
  "industries": ["banking", "payments", "insurance", "trading", "lending"],
  "additional_namespaces": {
    "compliance": {
      "tags": [
        {
          "name": "pci_dss",
          "description": "Payment Card Industry Data Security Standard",
          "examples": ["Cardholder data must be encrypted.", "SAQ-D compliance required."]
        },
        {
          "name": "aml",
          "description": "Anti-Money Laundering",
          "examples": ["Transaction monitoring for suspicious activity.", "KYC verification required."]
        },
        {
          "name": "kyc",
          "description": "Know Your Customer",
          "examples": ["Identity verification required for onboarding.", "Document upload for proof of address."]
        },
        {
          "name": "sox",
          "description": "Sarbanes-Oxley Act",
          "examples": ["Financial reporting controls.", "Audit trail requirements."]
        },
        {
          "name": "basel",
          "description": "Basel III Capital Requirements",
          "examples": ["Risk-weighted asset calculations.", "Capital adequacy ratios."]
        }
      ]
    },
    "data": {
      "tags": [
        {
          "name": "cardholder_data",
          "description": "Primary Account Number (PAN), CVV, expiry",
          "examples": ["Store PAN with tokenization.", "Mask CVV in logs."]
        },
        {
          "name": "financial_data",
          "description": "Sensitive financial information",
          "examples": ["Bank account numbers.", "Transaction history."]
        }
      ]
    },
    "risk": {
      "tags": [
        {
          "name": "fraud_vector",
          "description": "Fraud risk point",
          "examples": ["Card-not-present transactions.", "Multiple failed login attempts."]
        },
        {
          "name": "credit_risk",
          "description": "Default or non-payment risk",
          "examples": ["Credit score below threshold.", "High debt-to-income ratio."]
        }
      ]
    },
    "req": {
      "tags": [
        {
          "name": "transaction_integrity",
          "description": "ACID transaction requirements",
          "examples": ["All payments must be atomic.", "Rollback on failure."]
        },
        {
          "name": "ledger_immutability",
          "description": "Append-only financial records",
          "examples": ["Transaction ledger must be immutable.", "Audit log cannot be modified."]
        },
        {
          "name": "reconciliation",
          "description": "Financial reconciliation requirements",
          "examples": ["Daily reconciliation with bank statements.", "Balance verification."]
        }
      ]
    }
  },
  "suggested_dynamic_tags": {
    "topic": ["payment_gateway", "wire_transfer", "ach", "swift", "sepa", "credit_card", "debit_card"],
    "entity": ["visa", "mastercard", "stripe", "plaid", "square"],
    "domain": ["underwriting", "loan_origination", "collections", "credit_scoring"]
  }
}